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help with car accident claims

Car Accident Claims and Settlements in Phoenix, Arizona

If you were in a car accident and your vehicle was damaged, or you suffered physical injuries, chances are you’ll file an insurance claim with the company representing the at-fault party—with a few exceptions. In a tiny percentage of auto accident cases, a settlement can’t be reached, and the case goes to trial. Today, we’ll discuss car accident claims and settlements, and the process of filing a claim in Phoenix, Arizona.

What Is A Car Accident Settlement

It’s unusual for personal injury or property damage claims resulting from a car crash to end up in court. Typically, the insurance companies involved resolve cases before they get to that point. Personal claims against specific individuals usually settle without a trial, too. However, drivers should have a basic understanding of the claims and settlement resolution processes.

A settlement is an agreement between persons in a dispute that is usually negotiated by an attorney for each party. After reaching an agreement, details about the case are deemed confidential.

When To Write A Demand Letter

A demand letter is made to an insurer claiming damages from injuries. It gives you the opportunity to provide additional details concerning your injuries and other damages resulting from an accident. A demand letter includes a request for monetary compensation. This step starts settlement negotiation.  

When Negotiating and Resolution Fails

If both parties have reached an impasse and can’t get past their differences to reach a mutually satisfactory agreement, mediation with a third party is an option worth considering. Mediators are licensed attorneys who guide both parties in a dispute to reach an agreement. You can come to a settlement at any time, even if mediation fails and the case proceeds to trial.

A Quick Look at Car Accident Insurance Claims

If you’re involved in a car accident, it’s best to get a police report filed so that there is a proper record of the accident. Submitting a police report may help establish the at-fault party, too. It’s best to file the report as soon as possible after a car accident while the details are still fresh in your mind. You should also contact the other driver’s insurer soon after filing the police report to file a claim. Use the insurer’s contact information obtained at the accident scene.

Honesty is always the best policy when presenting your version of events to an insurer. Any deception regarding accident details or damages can hurt your case and the potential to reach a settlement.  

Maintain detailed injury records from the accident, whether they are discovered on the scene or at a later time. Whiplash and concussions are examples of injuries that sometimes aren’t apparent right away.

Next Steps

If negotiations with the insurance company break down, you may need to consider a personal injury lawsuit. While no one relishes the idea of taking a case to court, your medical bills and and injuries are likely to dictate otherwise.

Hiring an experienced Phoenix, Arizona personal injury attorney who can negotiate with insurance companies can help you win the settlement you deserve for your pain and suffering. The Folger Law Firm specializes in car accident claims and settlements in Maricopa County. Your case may have complexities that only an experienced auto accident lawyer can manage.

Let our team review your case and advise you on the best way to achieve a settlement that meets your car accident injuries and property damage needs. Call us today at (602) 774-0033 for a confidential free consultation. 

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